Among the many reasons to use a financial planner, objectivity is one. Financial planning is a world wide need. The United States does not have exclusive rights to the process. As I read about cases and the experiences of others it is good to see countries from different parts of the world extol the same ideas as we share here.
Quite often you hear the hype. A new product or investment opportunity hits the market and the proclamations follow. Just because it is touted as the best ever does not mean it is right for you. People everywhere get caught in market bubbles or overly optimistic expectations when it would be best to just take a step back. A financial planner can share with you how products and assets work in different markets. If you understand the downsides as well as the benefits then you will be able to make a more informed decision about what hype you can believe – and what you really need to avoid.