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Do You Know Who Your Beneficiaries Are?

Why you should periodically review beneficiary designations. Provided by Christian H. DePaul, CFP, MS, CDFA   Your beneficiary choices may need to change with the times. When did you open your first IRA? When did you buy your life insurance … Read More

Your 2019 Financial To-Do List

Things you can do for your future as the year unfolds. Provided by Christian H. DePaul, CFP, MS, CDFA                         What financial, business, or life priorities do you need to address for 2019? Now is a good time to … Read More

Is Generation X Preparing Adequately for Retirement?

Future financial needs may be underestimated. Provided by Christian H. DePaul, CFP, MS, CDFA   If you were born during 1965-80, you belong to “Generation X.” Ten or twenty years ago, you may have thought of retirement as an event … Read More

Tax Considerations for Retirees

Are you aware of them? Provided by Christian H. DePaul, CFP, MS, CDFA   The federal government offers some major tax breaks for older Americans. Some of these perks deserve more publicity than they receive. If you are 65 or … Read More

No, That Is Not the I.R.S. Calling

Watch out for crooks impersonating I.R.S. agents (and financial industry professionals). Provided by Christian H. DePaul, CFP, MS, CDFA     Do you know how the Internal Revenue Service contacts taxpayers to resolve a problem? The first step is almost always … Read More

Preparing to Retire Single

Unmarrieds need to approach retirement planning pragmatically. Provided by Christian H. DePaul, CFP, MS, CDFA                         In an ideal world, it would be simple to prepare for a solo retirement. You would just save half as much as a … Read More

72(t) Distributions

Sometimes you can take penalty-free early withdrawals from retirement accounts. Provided by Christian H. DePaul, CFP, MS, CDFA   Do you need to access your retirement money early? Maybe you just want to retire before you turn 60 and plan … Read More

Starting a Roth IRA for a Child or Grandchild

This early financial decision could prove profoundly positive over time. Provided by Christian H. DePaul, CFP, MS, CDFA   Do you have a child or grandchild earning some income? Indirectly, that after-school or summer job might present a savings opportunity … Read More

Why the U.S. Might Be Less Affected by a Trade War

The nature of our economy could help it withstand the disruption. Provided by Christian H. DePaul, CFP, MS, CDFA   A trade war does seem to be getting underway. Investors around the world see headwinds arising from newly enacted and … Read More

Wealth Management with Memory Disorders

What steps can a family take? Provided by Christian H. DePaul, CFP, MS, CDFA   Besides impacting lives and relationships, dementia can also impact family finances. It may call for another family member to assume money management responsibilities for a … Read More