Blog

Avoid These Life Insurance Missteps

Shop wisely when you look for coverage. Provided by Christian H. DePaul, CFP, MS, CDFA   Are you about to buy life insurance? Shop carefully. Make your choice with insight from an insurance professional, as it may help you avoid … Read More

The Risks of Putting Too Much Money Into an Annuity

These private income contracts do have potential flaws. Provided by Christian H. DePaul, CFP, MS, CDFA   It may not be good to have all your eggs in an annuity basket. Or even a majority of your eggs, financially speaking. … Read More

1031 Exchanges: The What, Why, When, & How

Real estate investors trying to defer taxes may want to explore like-kind exchanges. Provided by Christian H. DePaul, CFP, MS, CDFA   What exactly is a 1031 exchange? For some real estate investors, it may be a nice answer to … Read More

Beware of Lifestyle Creep

Sometimes more money can mean more problems. Provided by Christian H. DePaul, CFP, MS, CDFA   “Lifestyle creep” is an unusual phrase describing an all-too-common problem: the more money people earn, the more money they tend to spend. Frequently, the … Read More

Smart Financial Steps After College

A to-do list for the twentysomething. Provided by Christian H. DePaul, CFP, MS, CDFA   Did you recently graduate from college? The years after graduation are crucial not only for getting a career underway, but also for planning financial progress. … Read More

Adjusting Your Portfolio as You Age

As you approach retirement, it may be time to pay more attention to investment risk. Provided by Christian H. DePaul, CFP, MS, CDFA   If you are an experienced investor, you have probably fine-tuned your portfolio through the years in … Read More

How Retirement Spending Changes With Time

Once away from work, your cost of living may rise before it falls. Provided by Christian H. DePaul, CFP, MS, CDFA   New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they … Read More

Catching Up on Retirement Saving

If you are starting at or near 50, consider these ideas. Provided by Christian H. DePaul, CFP, MS, CDFA   Do you fear you are saving for retirement too late? Plan to address that anxiety with some positive financial moves. … Read More

Combining Your Finances When You Marry

How separate (or intertwined) should your financial lives be? Provided by Christian H. DePaul, CFP, MS, CDFA   Some spouses share everything with each other – including the smallest details of their personal finances. Other spouses decide to keep some … Read More

Financing a College Education

A primer for parents and grandparents. Provided by Christian H. DePaul, CFP, MS, CDFA   A university education can often require financing and assuming debt. If your student fills out the Free Application for Federal Student Aid (FAFSA) and does … Read More