No, That Is Not the I.R.S. Calling

Watch out for crooks impersonating I.R.S. agents (and financial industry professionals). Provided by Christian H. DePaul, CFP, MS, CDFA     Do you know how the Internal Revenue Service contacts taxpayers to resolve a problem? The first step is almost always … Read More

Preparing to Retire Single

Unmarrieds need to approach retirement planning pragmatically. Provided by Christian H. DePaul, CFP, MS, CDFA                         In an ideal world, it would be simple to prepare for a solo retirement. You would just save half as much as a … Read More

72(t) Distributions

Sometimes you can take penalty-free early withdrawals from retirement accounts. Provided by Christian H. DePaul, CFP, MS, CDFA   Do you need to access your retirement money early? Maybe you just want to retire before you turn 60 and plan … Read More

Starting a Roth IRA for a Child or Grandchild

This early financial decision could prove profoundly positive over time. Provided by Christian H. DePaul, CFP, MS, CDFA   Do you have a child or grandchild earning some income? Indirectly, that after-school or summer job might present a savings opportunity … Read More

Why the U.S. Might Be Less Affected by a Trade War

The nature of our economy could help it withstand the disruption. Provided by Christian H. DePaul, CFP, MS, CDFA   A trade war does seem to be getting underway. Investors around the world see headwinds arising from newly enacted and … Read More

Wealth Management with Memory Disorders

What steps can a family take? Provided by Christian H. DePaul, CFP, MS, CDFA   Besides impacting lives and relationships, dementia can also impact family finances. It may call for another family member to assume money management responsibilities for a … Read More

Should Couples Combine Their Finances?

To consolidate or not: that is the question.  Provided by Christian H. DePaul, CFP, MS, CDFA   Some couples elect to consolidate their personal finances, while others largely keep their financial lives separate. What choice might suit your household? The … Read More

Including Digital Assets in Your Estate Plan

What should you know? What should your executor know? Provided by Christian H. DePaul, CFP, MS, CDFA   When people think about estate planning, they may think in terms of personal property, real estate, and investments. Digital assets might seem … Read More

What People Overlook When Shopping for Life Insurance

A few realities that must be acknowledged. Provided by Christian H. DePaul, CFP, MS, CDFA    Shopping for life insurance means paying attention to detail. In scrutinizing these details, however, some fundamental, big-picture truths may be ignored. If you want … Read More

What Women Shouldn’t Retire Without

A practical financial checklist for the future. Provided by Christian H. DePaul, CFP, MS, CDFA   When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social … Read More