Beware of Lifestyle Creep

Sometimes more money can mean more problems. Provided by Christian H. DePaul, CFP, MS, CDFA   “Lifestyle creep” is an unusual phrase describing an all-too-common problem: the more money people earn, the more money they tend to spend. Frequently, the … Read More

Smart Financial Steps After College

A to-do list for the twentysomething. Provided by Christian H. DePaul, CFP, MS, CDFA   Did you recently graduate from college? The years after graduation are crucial not only for getting a career underway, but also for planning financial progress. … Read More

Adjusting Your Portfolio as You Age

As you approach retirement, it may be time to pay more attention to investment risk. Provided by Christian H. DePaul, CFP, MS, CDFA   If you are an experienced investor, you have probably fine-tuned your portfolio through the years in … Read More

How Retirement Spending Changes With Time

Once away from work, your cost of living may rise before it falls. Provided by Christian H. DePaul, CFP, MS, CDFA   New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they … Read More

Catching Up on Retirement Saving

If you are starting at or near 50, consider these ideas. Provided by Christian H. DePaul, CFP, MS, CDFA   Do you fear you are saving for retirement too late? Plan to address that anxiety with some positive financial moves. … Read More

Combining Your Finances When You Marry

How separate (or intertwined) should your financial lives be? Provided by Christian H. DePaul, CFP, MS, CDFA   Some spouses share everything with each other – including the smallest details of their personal finances. Other spouses decide to keep some … Read More