Keep Calm, Stay Invested

Expect more volatility, but avoid letting the headlines alter your plans. Provided by Christian H. DePaul, CFP   Recent headlines have disturbed what was an unusually calm stock market. The political uproar in Washington may continue for weeks or months, … Read More

How Will You Spend Your Retirement Savings?

Keep an eye on where it goes, as some destinations may be better than others. Provided by Christian H. DePaul, CFP   You can probably envision how most of your retirement money will be spent. Much of it will be … Read More

Should You Apply for Social Security Now or Later?

When should you apply for benefits? Consider a few factors first. Provided by Christian H. DePaul, CFP   Now or later? When it comes to the question of Social Security income, the choice looms large. Should you apply now to … Read More

The Importance of Financial Literacy

Too few Americans understand personal finance fundamentals. Provided by Christian H. DePaul, CFP   If only money came with instructions. If it did, the route toward wealth would be clear and direct. Unfortunately, many people have inadequate financial knowledge, and … Read More

The Rough Consequences of Not Saving for Retirement

Do you really want to risk facing these potential outcomes? Provided by Christian H. DePaul, CFP   Saving for retirement may seem a thankless task. But you may be thanking yourself later. Putting away a percentage of one’s income, money … Read More

Building an Emergency Fund

Everyone should aim to have a cash reserve. Provided by Christian H. DePaul, CFP   We all would love to have a little extra cash on hand for emergencies. Saving up that cash can be a challenge – but with … Read More

Managing Money Well as a Couple

What are the keys in planning to grow wealthy together? Provided by Christian H. DePaul, CFP   When you marry or simply share a household with someone, your financial life changes – and your approach to managing your money may … Read More

Insurance and Investments

A good financial strategy is not just about “making money;” it is also about protection.  Provided by Christian H. DePaul, CFP   Some people mistake investing for financial planning. Their “financial strategy” is an investing strategy, in which they chase … Read More