Besides the death benefit, it may also help you financially during your life. Provided by Christian H. DePaul, CFP, MS, CDFA As Bankrate.com noted, 43% of Americans have no life insurance. Some view it as optional; some have simply … Read More
Monthly Archives: August 2016
Making Decisions About Life Insurance
Life insurance choices can be confusing. Provided by Christian H. DePaul, CFP, MS, CDFA Man is Mortal. That makes life insurance a little unique and interesting, doesn’t it? We purchase things like health insurance, car insurance and home insurance, … Read More
The Rise of Bitcoin
Is the virtual currency a fad, or the future? Provided by Christian H. DePaul, CFP, MS, CDFA Mention “bitcoin” to assorted economists or investors, and you may trigger all kinds of associations. To some, it signifies an exciting new … Read More
Are There Really Tax-Free Retirement Plan Distributions?
A look at some popular & obscure options for receiving money with little or no tax. Provided by Christian H. DePaul, CFP, MS, CDFA Will you receive tax-free money in retirement? Some retirees do. You should know about some … Read More
The Many Benefits of a Roth IRA
Why do so many people choose it rather than a traditional IRA? Provided by Christian H. DePaul, CFP, MS, CDFA The Roth IRA changed the whole retirement savings perspective. Since its introduction, it has become a fixture in many … Read More
The Trump & Clinton Tax Plans
How do they differ? Provided by Christian H. DePaul, CFP, MS, CDFA Seemingly every presidential candidate offers a plan for tax reform. You can add Donald Trump and Hillary Clinton to that long list. Here is a look at … Read More
When Is Social Security Income Taxable?
The answer depends on your income. Provided by Christian H. DePaul, CFP, MS, CDFA Your Social Security income could be taxed. That may seem unfair, or unfathomable. Regardless of how you feel about it, it is a possibility. Seniors … Read More
Life Insurance … Is It Time?
Have you been putting it off? Provided by Christian H. DePaul, CFP, MS, CDFA According to the insurance industry group LIMRA and the nonprofit Life Happens, 43% of Americans have no life insurance.1 Why don’t more young adults buy … Read More
Updating Your Estate Plan
When should you review it? What should you review? Provided by Christian H. DePaul, CFP, MS, CDFA An estate plan has three objectives. The first goal is to preserve your accumulated wealth. The second goal is to express who … Read More
Filial Responsibility Laws
Could you be required to provide financial support to your parents? Provided by Christian H. DePaul, CFP, MS, CDFA Imagine your parents outliving their money. A terrible thought, right? Should this occur, there will be one of two outcomes. … Read More