Talking to Your Heirs About Your Estate Plan

They should not be left ill-informed or unaware. Provided by Christian H. DePaul, CFP, MS, CDFA   Talking about “the end” is not the easiest thing to do, and this is one reason why some people never adequately plan for … Read More

A Look at HSAs

Health Savings Accounts may provide you with remarkable tax advantages. Provided by Christian H. DePaul, CFP, MS, CDFA   Why do higher-income households inquire about Health Savings Accounts? They have heard about what an HSA can potentially offer them: a … Read More

Tax Deductions Gone in 2018

What standbys did tax reforms eliminate? Provided by Christian H. DePaul, CFP, MS, CDFA                        Are the days of itemizing over? Not quite, but now that H.R. 1 (popularly called the Tax Cuts & Jobs Act) is the law, … Read More

Why Life Insurance Will Always Matter in Estate Planning

With or without the estate tax, it addresses several key priorities. Provided by Christian H. DePaul, CFP, MS, CDFA   Every few years, predictions emerge that the estate tax will sunset. Even if it does, that will not remove the … Read More

Can We Afford to Live to 100?

Our increased longevity poses a retirement planning challenge. Provided by Christian H. DePaul, CFP, MS, CDFA   Some of us may retire at 65 and live to 100 or 105. Advances in health care may make this a strong possibility. … Read More

Are Too Many Baby Boomers Too Indebted?

Financial burdens could alter their retirement prospects. Provided by Christian H. DePaul, CFP, MS, CDFA   Imagine retiring with $50,000 of debt. Some new retirees owe more than that. Outstanding home loans, education debt, small business loans, and lingering credit … Read More

Having the Money Talk with Your Children

How much financial knowledge do they have? Provided by Christian H. DePaul, CFP, MS, CDFA   Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about … Read More