Six Most Overlooked Tax Deductions

Six overlooked tax deductions to help you manage your tax bill. Provided by Christian H. DePaul, CFP, MS, CDFA Who among us wants to pay the Internal Revenue Service more taxes than we have to? While few may raise their … Read More

Are You Retiring Within the Next 5 Years?

What should you focus on as the transition approaches? Provided by Christian H. DePaul, CFP, MS, CDFA You can prepare for your retirement transition years before it occurs. In doing so, you can do your best to avoid the kind … Read More

IRA Withdrawals That Escape the 10% Penalty

The list of these options has grown. Provided by Christian H. DePaul, CFP, MS, CDFA An IRA, or Individual Retirement Account, is a tax-advantaged savings account that is subject to special rules regarding contributions and withdrawals. One of the central … Read More

Could Assumptions Harm Your Retirement Strategy?

Three common misconceptions to think about. Provided by Christian H. DePaul, CFP, MS, CDFA   1 – Assuming retirement will last 10-15 years. When Social Security was created in the 1930s, the average American could anticipate living to age 58 … Read More

Building a Bond Ladder

One approach to creating a bond portfolio. Provided by Christian H. DePaul, CFP, MS, CDFA   Are you looking for your investments to generate income? One approach involves buying individual bonds with staggered maturity dates and building a bond “ladder” … Read More

Audit Red Flags

What raises eyebrows at the Internal Revenue Service? Provided by Christian H. DePaul, CFP, MS, CDFA   Are you worried about being audited? The fear may be overblown, as only 0.6% of taxpayers had their federal returns examined in 2017 … Read More

Your Emergency Fund: How Much is Enough?

An emergency fund may help alleviate the stress associated with a financial crisis. Provided by Christian H. DePaul, CFP, MS, CDFA Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your … Read More

Why Medicare Should Be Part of Your Retirement Planning

The premiums and coverages vary, and you must realize the differences. Provided by Christian H. DePaul, CFP, MS, CDFA   Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options and their … Read More

Charitable Contribution Limits

What are the limits for Donor-Advised Funds and Private Foundations? Provided by Christian H. DePaul, CFP, MS, CDFA     Among the big changes in the 2017 Tax Cuts and Jobs Act (TCJA) were new limits on standard and itemized deductions. … Read More

The Anatomy of an Index

The S&P 500 represents a large portion of the value of the U.S. equity market Provided by Christian H. DePaul, CFP, MS, CDFA   Did you know that nearly $10 trillion in assets are benchmarked to the Standard & Poor’s … Read More