How Will the Market Respond After the Election?

We may see some volatility, but equilibrium could quickly be restored. Provided by Christian H. DePaul, CFP   What will happen on Wall Street after November 8? We can shrug and say, “who knows,” and that simple answer may be … Read More

What to Do Financially When a Spouse Dies

Steps to see that financial matters remain in good order. Provided by Christian H. DePaul, CFP   When a spouse passes away, the emotion and magnitude of the loss can send our lives reeling. This profound change can also affect … Read More

Funding 35-40 Years of Retirement

If you live to 100, can you avoid outliving your money? Provided by Christian H. DePaul, CFP   Will you live to 100? Your odds of becoming a centenarian may be improving. Earlier this year, the Centers for Disease Control … Read More

Can You Get More Income by Reapplying for Social Security?

Most of the loopholes that let retirees do this are gone, but two possibilities remain. Provided by Christian H. DePaul, CFP   Years ago, retirees exploited loopholes in Social Security’s framework to dramatically increase their lifetime Social Security benefits. Many … Read More

Helicopter Money

Should America consider this radical economic stimulus tactic? Provided by Christian H. DePaul, CFP   Imagine cash falling from the sky into the hands of grateful consumers. Fleets of helicopters hover over cities, dispensing massive flurries of $100 bills. Everyone … Read More

Is a SIMPLE IRA Right for Your Business?

A look at this easy-to-administer retirement program. Provided by Christian H. DePaul, CFP   Do you want a simple retirement plan? A plan you can implement easily as an independent contractor or small business owner, without a lot of paperwork? … Read More

Could Insurance Save Your Retirement?

The right coverage might help to insulate you against a money crisis. Provided by Christian H. DePaul, CFP   Most people begin insuring themselves when they marry or start a family. They buy coverage in response to two potential calamities … Read More

Mortgage Rates May Stay Low for a Long Time

Why aren’t they rising? Are they the new normal? Provided by Christian H. DePaul, CFP   In November 2012, the interest rate on a 30-year home loan averaged just 3.31%. That was an all-time low. Simultaneously, the 15-year fixed-rate mortgage … Read More

Financial Steps to Take Before a Divorce

Wise moves to make before things are finalized. Provided by Christian H. DePaul, CFP   Before your divorce goes through, it will be wise to check up on financial matters. It will be better to assess the state of your … Read More

Social Security: Myths vs. Facts

Dispelling some misperceptions about the program. Provided by Christian H. DePaul, CFP   Some myths & misperceptions keep circulating about Social Security. These are worth dispelling, as more and more baby boomers are becoming eligible for their retirement benefits. Myth … Read More