Future financial needs may be underestimated. Provided by Christian H. DePaul, CFP, MS, CDFA If you were born during 1965-80, you belong to “Generation X.” Ten or twenty years ago, you may have thought of retirement as an event … Read More
Blog
Tax Considerations for Retirees
Are you aware of them? Provided by Christian H. DePaul, CFP, MS, CDFA The federal government offers some major tax breaks for older Americans. Some of these perks deserve more publicity than they receive. If you are 65 or … Read More
No, That Is Not the I.R.S. Calling
Watch out for crooks impersonating I.R.S. agents (and financial industry professionals). Provided by Christian H. DePaul, CFP, MS, CDFA Do you know how the Internal Revenue Service contacts taxpayers to resolve a problem? The first step is almost always … Read More
Preparing to Retire Single
Unmarrieds need to approach retirement planning pragmatically. Provided by Christian H. DePaul, CFP, MS, CDFA In an ideal world, it would be simple to prepare for a solo retirement. You would just save half as much as a … Read More
72(t) Distributions
Sometimes you can take penalty-free early withdrawals from retirement accounts. Provided by Christian H. DePaul, CFP, MS, CDFA Do you need to access your retirement money early? Maybe you just want to retire before you turn 60 and plan … Read More
Starting a Roth IRA for a Child or Grandchild
This early financial decision could prove profoundly positive over time. Provided by Christian H. DePaul, CFP, MS, CDFA Do you have a child or grandchild earning some income? Indirectly, that after-school or summer job might present a savings opportunity … Read More
Why the U.S. Might Be Less Affected by a Trade War
The nature of our economy could help it withstand the disruption. Provided by Christian H. DePaul, CFP, MS, CDFA A trade war does seem to be getting underway. Investors around the world see headwinds arising from newly enacted and … Read More
Wealth Management with Memory Disorders
What steps can a family take? Provided by Christian H. DePaul, CFP, MS, CDFA Besides impacting lives and relationships, dementia can also impact family finances. It may call for another family member to assume money management responsibilities for a … Read More
Should Couples Combine Their Finances?
To consolidate or not: that is the question. Provided by Christian H. DePaul, CFP, MS, CDFA Some couples elect to consolidate their personal finances, while others largely keep their financial lives separate. What choice might suit your household? The … Read More
Including Digital Assets in Your Estate Plan
What should you know? What should your executor know? Provided by Christian H. DePaul, CFP, MS, CDFA When people think about estate planning, they may think in terms of personal property, real estate, and investments. Digital assets might seem … Read More